Scottsdale, AZ · Movement Mortgage · NMLS# 1459659

Jones
Knows
Loans.

10 years of experience helping Arizona families, first-time buyers, investors, and women get to closing — with clarity every step of the way.

4.9
Star Rating
400+
Reviews
10yr
Experience
Alexz Jones, Scottsdale Mortgage Loan Officer
Alexz Jones · Scottsdale, AZ
"She came up with creative solutions quickly to make our dreams of homeownership come true."
— Verified Client
First-Time Homebuyers Move-Up Buyers Real Estate Investors Women & Homeownership Refinancing FHA Loans VA Loans Conventional Loans Scottsdale · Phoenix · Greater AZ First-Time Homebuyers Move-Up Buyers Real Estate Investors Women & Homeownership Refinancing FHA Loans VA Loans Conventional Loans Scottsdale · Phoenix · Greater AZ

The loan officer who
actually explains
the numbers.

Buying a home is one of the biggest financial decisions you'll ever make. You deserve a loan officer who not only knows the numbers, but takes the time to make sure you do too.

With 10 years of experience in the Arizona mortgage industry and more than 400 five-star reviews, I've built my reputation on three things: clear communication, deep expertise, and finding creative solutions when the path to homeownership gets complicated.

I also know what it means to be on the other side of this process. I bought my first three properties as a single woman — and that foundation is what set me up for where I am today. My clients come back. They refer their friends, their family, their own clients. Not because the process was perfect every time — but because when things got hard, I showed up with solutions.

License
NMLS# 1459659
State
AZ #0936480
Company
Movement Mortgage
Location
Scottsdale, AZ
Alexz Jones mortgage loan officer Scottsdale
What sets Alexz apart

"I bought my first three properties as a single woman. That foundation is what set me up for everything I have today — and I know how to help you get there too."

  • Screen-shares with clients to walk through cost-benefit analysis visually
  • Responds quickly — clients consistently describe communication as exceptional
  • Finds creative solutions when other lenders say it can't be done
  • Patient with first-time buyers who have a lot of questions
  • Special focus on empowering women to achieve homeownership
  • Active real estate investor with long-term, short-term, and mid-term rentals — plus a vacation home in Flagstaff — so she understands investment and second home loans from the inside out
  • Works with credit scores down to 580 — and helps clients build credit strategically so they're spending efficiently, not guessing
  • Loves meeting clients before they're ready to buy — the earlier the conversation, the better the outcome
  • Compares rates across 20+ investors including in-house pricing — so you always get the most competitive rate and the right product for your goals
  • Handles purchases, refinances, and investment properties

Wherever you are
in your journey.

04
01
First-Time Buyers

You have a hundred questions and need someone patient enough to answer every single one. No question is too small — that's exactly what I'm here for.

02
Move-Up Buyers

Ready to leverage your equity into your next chapter? I'll help you time it right, structure it smart, and make a confident move.

03
Investors

As an Arizona real estate investor myself — with long-term, short-term, and mid-term rentals and a vacation home in Flagstaff — I understand the unique challenges that come with investment properties from the inside. I'm not just your lender. I've been in your position.

04
Women

I bought my first three properties as a single woman — that foundation is what set me up for everything I have today. Whether you're buying on your own for the first time, starting over after divorce, or simply building something that's yours, I know what it takes and I know how to get you there.

Simple. Transparent.
No surprises.

01
We Talk — Early

You don't need to be ready to buy tomorrow. I love meeting clients early — before they're ready — to make sure they're building credit the right way, saving efficiently, and set up for the best possible outcome when the time comes.

02
Pre-Approval

I review your financials and get you fully pre-approved so you can shop with confidence and make competitive offers in the Arizona market.

03
Find Your Home

You shop, you find it. I'm in your corner the entire time — answering questions and keeping your financing solid as things move fast.

04
Lock Your Rate

Once you're under contract, we lock your rate and move into underwriting. I keep you informed at every stage — no silence, no surprises.

05
Close

Movement Mortgage's goal: underwriting in 6 hours, processing in 7 days, closing in 1 day. Most clients close within 30 days of contract.

06
Get the Keys

This is my favorite part. You get the keys. You built this. I just helped make sure nothing stood in the way.

Don't take
my word for it.

4.9 ★★★★★
400+ verified reviews across Movement Mortgage and Birdeye.

Read Movement reviews →   Read Birdeye reviews → Have questions? See our FAQ →
Alexz Jones Arizona mortgage lender
★★★★★

"Alexz made navigating the loan process super simple and very interactive. She would share her screen and walk us through the cost-benefit analysis. Being able to see the numbers, charts, and tables helped us make an informed decision."

— Verified Homebuyer · Scottsdale, AZ
★★★★★

"This was my second time working with Alexz. She is so easy to work with and really knows her stuff. It was an easy, stress-free experience — just as it was last time. I wouldn't work with anyone else. Total trust in Alexz."

— Sydney C. · Repeat Client
★★★★★

"Alexz was thorough, kind, and patient when helping us with our very first home purchase. She walked us through every step and was always willing to answer the many questions we had. Their process was easy to navigate."

— Verified First-Time Buyer
Frequently Asked Questions

Questions I get
every day in Arizona

How much do I need for a down payment in Arizona?

Less than you might think — and we have an in-house down payment assistance program that goes beyond what's publicly available, including programs like Home Plus. VA loans for eligible veterans require $0 down. Conventional loans can start as low as 3%. The best way to find out what you qualify for is a simple conversation — you may be much closer than you think.

What credit score do I need to buy a home in Scottsdale?

We can work with credit scores down to 580. But here's the thing — credit is counter-intuitive, and how you try to improve it on your own can sometimes work against you. I work with clients specifically on optimizing their credit efficiently, so they're spending their money in the right places and not wasting it. The earlier we talk, the better positioned you'll be when you're ready to buy.

How do I know I'm getting the best mortgage rate in Arizona?

Through Movement Mortgage, I have the ability to compare rates across 20+ investors — including in-house pricing — to make sure you're getting not only the most competitive rate, but the best product to align with your specific goals. You're not stuck with one lender's offering. I shop it for you.

How long does the mortgage process take?

Movement Mortgage's goal is to underwrite in 6 hours, process in 7 days, and close in 1 day. Most of my clients close within 30 days of going under contract. The earlier you get pre-approved, the smoother everything goes.

Can I buy a home after or during a divorce in Arizona?

Yes — and this is an area I work in often. Divorce brings unique mortgage challenges: dividing equity, removing a spouse from a loan, qualifying on a single income for the first time, or buying a new home while a settlement is still in progress. Every situation is different and the rules are nuanced. The earlier we talk, the more options you'll have. You don't have to figure this out alone.

Can you help me finance a vacation home or investment property in Arizona?

Yes — and I bring something most lenders can't: personal experience. I own long-term, short-term, and mid-term rentals, as well as a vacation home in Flagstaff. I know firsthand the financing challenges, the quirks of short-term rental income qualification, and what to watch out for. Whether you're buying a second home in Flagstaff or building a rental portfolio in the Phoenix metro, let's talk.

When should I start talking to a mortgage lender?

Before you think you're ready. I specifically love meeting with clients before they actually want to buy — to make sure they're on track, building credit the right way, and not leaving money on the table. It's never too early to have a conversation. In fact, the earlier we talk, the more options you'll have when the time comes.

Can I buy a home in Scottsdale on a single income?

Yes — and I help single-income buyers navigate this constantly. It comes down to your debt-to-income ratio, credit, and the right loan program. There are programs designed specifically to make this more accessible. Let's look at your numbers honestly.

When you close with me,
your mortgage does more.

Movement Mortgage is the first Impact Lender — a company that commits at least 10% of its profits to helping the neighborhoods it serves. But Movement goes far beyond that minimum, giving 40–50% of profits back to communities.

That means when you close your loan with me, your mortgage helps fund schools, non-profits, and community programs. Purpose and people before profit — that's not a tagline, it's how Movement operates.

Learn About Impact Lending
40–50%
of profits given back to communities
7
public charter schools opened
83%
of loans processed in 7 days or less
#1
first impact lender in the industry
Let's Get Started

Find out what's
possible for you.

No question is too big or too small. One conversation, and I'll give you a straight answer about exactly where you stand.

Or email alexz.jones@movement.com Schedule a Call